What Would It Cost To Protect Your Income?
Fifteen minutes on the phone with our team and you'll know your real number: how much coverage you'd need and what it would cost. Straight answers, not a sales pitch. Then you decide.
Pick Your Time. Get Your Quote.
Tell us where you live, then choose a time that works for you and we'll call you then. You'll hang up knowing what it would take to protect your income and what it would cost.
Where do you live?
You'll get a confirmation text and a reminder before your call, so you won't miss it.
Nearly 3 out of 4 self-employed Canadians have no disability insurance. And EI won't save you: self-employed people can only claim it if they signed up a full year before getting sick, and almost nobody does.
Illustrative only. What you'd qualify for, and what it would cost, depends on your health and your situation. That's what the 15-minute call is for. Source for the 3 in 4: Statistics Canada, 2025.
We've lived it
Kyle, Bridget's business partner, beat cancer at 17. When he applied for insurance afterwards, he was denied. We know what happens when a family finds out too late.
Two advisors on your file
Not one person juggling everything. A team that gives your family its full attention the whole way through.
What if you never claim?
Worried about paying for coverage you never use? Some plans give you your premiums back if you never make a claim.
"Get my lessons, not my scars."Kyle Lorteau · Vitality Wealth
We look at your numbers
What you earn and what you'd lose if you couldn't work. Your situation, not a generic example.
You get your quote
How much coverage you'd need and what it would cost, in plain English.
You decide
If it makes sense, great. If it doesn't, that's the end of it. Nothing to sign either way.
Q.Is this really free?
Yes. The call costs you nothing and there's no obligation. Booking a time doesn't sign you up for anything.
Q.Who will I be talking to?
Someone from our team. Bridget is the senior partner at Vitality Wealth, and every family gets two advisors on their file, not one. Whoever calls you knows your province and your options.
Q.I'm healthy right now. Can't I just do this later?
You can only put this in place while you're healthy. Once something shows up in your medical history, your options shrink or disappear. That's why today is the right time.
Q.Will I be pressured to buy something?
No. Our job is to show you your options and answer your questions in plain language. If it's a fit, great. If not, no hard feelings.
Q.How long is it, and do I need to prepare?
About 15 minutes on the phone, at a time you pick. Before the call you'll get a short form that takes about 2 minutes. That's it.
Q.What if I'm not sure I can afford it?
That's exactly what the call is for. Coverage can start smaller than most people think, and you'll see real numbers before you decide anything.